> For the complete documentation index, see [llms.txt](https://nu0-1.gitbook.io/nu-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://nu0-1.gitbook.io/nu-whitepaper/what-problem-is-nublock-solving.md).
# What Problem is nuBlock Solving?
nuBlock is designed to address the significant inefficiencies and inequities that plague the global financial system. The primary problem it tackles is the widespread financial exclusion of the unbanked and underbanked, a population of near 2 billion people who lack access to basic financial services like remittances and savings accounts. These individuals are often forced to rely on expensive and slow traditional methods, like money transfer services, which can consume a significant portion of their earnings in fees.
Concurrently, nuBlock seeks to forward the developer, and business communities by solving the problem of a fragmented and complex space for building decentralized applications. nuBlock provides a streamlined, secure, and accessible payment services with integrated developer tools, nuBlock removes the high barriers to entry, enabling a new wave of innovation and making it easier for businesses to integrate digital payment solutions and assets into their services.
In essence, nuBlock is solving the dual problem of inaccessible and inefficient financial services for end-users, while also providing the necessary infrastructure to democratize financial innovation for builders.
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